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Been getting absolutely wrecked by Claude 429s while Cursor indexes the whole repo — plus a $500+ monthly API bill. Switched to a private gateway with dedicated failover and honestly it's been night and day. Zero drop-offs, and it's something like 95% cheaper: $0.25–$0.35 per 1M tokens. They run Claude Sonnet 5, Opus 5, GPT-6 Asta, all OpenAI-compatible so it's just a base_url swap. Works with Cursor, Aider, Cline, n8n, whatever. Worth a test if you're tired of paying full price: Base URL: https://api.v4-gateway.com/v1 Key: sk-free5-dev-benchmark-yash ($5 preloaded) Or DM @Yashagre for custom volume quotas.