SNP

Hi y'all! Question regarding PayPal and PYUSD. I hear that it's never a good idea to buy PYUSD and then send directly to vendor, which I did a couple of times not knowing, and fortunately, was not banned, like I heard is common. I know it's "safer" to buy the PYUSD, send to an external wallet, then to vendor, etc. What I'm curious about is...has anyone had their PayPal account banned by purchasing PYUSD multiple types, and sending to external wallet, etc.? I use my Paypal a lot...both for purchasing and payments accepted, so I cannot risk my PP account being banned, and want to be sure that I'm doing the right thing...kwim? I've been using Trustwallet/Moonpay, but the fees are bad...about $30 for $500 purchase. I have done it directly through Trustwallet directly yet, but it appears that it's about $18 there. Trying to save some fees. Thanks!