🇲🇾7月份【最新消息】
📌自缴EPF,最高可享RM7,000税务减免！
只要有缴纳 EPF，报税时最高可享：
✅RM4,000:EPF减免（包括自愿缴纳）
✅RM3,000:人寿保险 + 自愿EPF共享减免
⚠️若RM3,000人寿保险减免已用完，自愿EPF不能再申请这部分减免。
不过，只要有缴EPF，仍可享最高RM4,000的EPF税务减免。
📌7月1日起生效！跨银行ATM提款免RM1服务费
从2026年7月1日起，使用其他银行的ATM或SRM提款，不再收取RM1跨银行提款手续费。
✅ 全国所有银行适用
💰 提款更方便，也更省钱！
📌大马护照新选择！10年有效期正式开放
📢移民局宣布:即日起，民众可选择申请5年或10年有效期国际护照！
✅10年护照:RM350
✅5年护照:RM200（维持不变）
👴60岁/以上乐龄人士申请10年护照，只需RM175
♿OKU人士：申请费豁免
⚠️若护照遗失，补办费用将根据有效期及次数计算，10年护照最高可达 RM1,350。
📌柴油补贴机制优化！3项新调整
📢政府宣布优化柴油补贴机制，推出3项新措施：
✅柴油车转让给亲属，豁免手续费
📅2026年7月1日起至9月30日,最高可省 RM100
✅柴油补贴资格未来可转让给符合条件的亲属
✅公司名下Pickup及SUV可申请柴油补贴
📌e-B表格报税人士注意！7月15日前完成申报
📢e-B报税,7月15日截止!
✅B表格商家/自雇人士适用
✅纸本6月30日,e-B多15天宽限期
⚠️单据保留7年,以备查核
⚠️收到CP500记得准时缴,逾期罚10%!
📌7月份报表呈报截止日期
15.07.2026: PCB(6月份薪水)
15.07.2026: SOCSO & EIS(6月份薪水)
15.07.2026: HRDC(6月份薪水)
15.07.2026: EPF(6月份薪水)
15.07.2026. Form B(电子呈报)
15.07.2026: Form P(电子呈报)
31.07.2026: SST(应税期间截至31.05.2026的公司)
31.07.2026:审计报告(2025年12月关账公司)
31.07.2026: Form C(2025年12月关账公司)
31.07.2026: CP204呈报
📌7月份公共假期
7月5日(星期日) 吉打苏丹华诞(吉打)
7月7日(星期二) 乔治市世界文化遗产日(槟城)
7月11日(星期六) 槟城元首华诞(槟城)
7月21日(星期二) 已故柔佛苏丹忌辰(柔佛)
7月22日(星期三) 砂拉越日(砂拉越)
7月31日(星期五) 彭亨苏丹华诞(彭亨)
⭐ 免责声明：以上内容仅供参考，实际操作请以官方最新指南为准。
🇲🇾 【July 2026 Latest Updates】
📌 Self-Contribution to EPF: Enjoy Up to RM7,000 Tax Relief!
As long as you contribute to EPF, you may claim up to:
✅ RM4,000 EPF tax relief (including voluntary contributions)
✅ RM3,000 combined tax relief for Life Insurance + Voluntary EPF Contributions
⚠️ If you have fully utilized the RM3,000 life insurance relief, you cannot claim additional relief for voluntary EPF contributions under this category.
However, EPF contributors can still enjoy up to RM4,000 EPF tax relief.
📌 Effective 1 July: RM1 Interbank ATM Withdrawal Fee Abolished
Starting 1 July 2026, cash withdrawals made via other banks' ATM or SRM machines will no longer incur the RM1 interbank withdrawal fee.
✅ Applicable to all banks nationwide
💰 More convenient and more savings for everyone!
📌 New Malaysian Passport Option: 10-Year Validity
(Saturday) – Penang Governor's Birthday (Penang)
21 July (Tuesday) – Almarhum Sultan of Johor's Birthday (Johor)
22 July (Wednesday) – Sarawak Day (Sarawak)
31 July (Friday) – Pahang Sultan's Birthday (Pahang)
⭐ Disclaimer: This content is for reference only. Please refer to the latest official guidelines for actual processing.
🇲🇾【一次搞懂SST】
👷🏼♂️派工人到工地是算Group L还是Group G？
🔍怎样分辨派工人到工地是Group L / Group G?
🔍先问自己一句：客户跟你买什么?
📌买工程成果还是买人力/人工
情况1️⃣：客户买的是工程成果
Group L（Construction Services）
✅你负责完成工程
✅你负责交付成果
✅工人由你安排和管理
✅通常按工程进度收费
例如：
⚡拉电工程
🏗️砌砖工程
🔨装修/分包工程
🔲铺砖工程
📌Group L（Construction Services ）
SST Threshold
RM1.5 Million(6%)
情况2️⃣：客户买的是人力/人工
Group G（Employment Services）
✅不负责工程成果
✅客户安排工人做什么
✅客户直接监督工人
✅通常按人头/天/月收费
例如：
👷🏼♂️派工人到工地
👥人力外包
📆按每日工时收费
📌Group G（Employment Services）
SST Threshold
RM500,000 (8%)
⭐ 免责声明：以上内容仅供参考，实际处理请以官方最新指南为准。
【Understand SST Once and For All】
👷🏼♂️Sending workers to a construction site: Is it Group L or Group G?
🔍How to differentiate between Group L and Group G?
🔍Ask yourself one question: What is the customer actually buying?
📌Is the customer buying the project outcome or labour/manpower?
Situation 1️⃣: Customer buys the project outcome
Group L (Construction Services)
✅ You are responsible for completing the project
✅ You are responsible for delivering the final outcome
✅ Workers are arranged and managed by you
✅ Usually charged based on project progress
Examples:
⚡ Electrical installation works
🏗️ Bricklaying works
🔨 Renovation / subcontracting works
🔲 Tiling works
📌 Group L (Construction Services)
SST Threshold: RM1.5 Million (6%)
Situation 2️⃣: Customer buys labour/manpower
Group G (Employment Services)
✅ You are not responsible for the project outcome
✅ Customer decides what work the workers do
✅ Customer directly supervises the workers
✅ Usually charged based on headcount, days, or months
Examples:
👷🏼♂️ Providing workers to construction sites
👥 Manpower outsourcing
📆 Daily labour charges
📌 Group G (Employment Services)
SST Threshold: RM500,000 (8%)
⭐ Disclaimer: This content is for reference only. Please refer to the latest official guidelines for actual processing.
🇲🇾E-invoice【10项资料&格式强制验证】
📆2026年8月15日起
📌生产环境中将强制执行，10项资料字段&正确格式验证
📌该格式MyInvois系统开发工具包(SDK)中所描述的格式一致。
1️⃣供应商业务活动描述 = 不超过300个字
2️⃣电子发票编号 = 不超过50个字
3️⃣电子发票日期 = 格式为YYYY-MM-DD (例:2025-07-01)
4️⃣开票频率 = 不超过50个字
5️⃣计量单位(UoM) = 请遵循提供的单位代码
6️⃣供应商银行账户号码 = 不超过150个字
7️⃣付款条款 = 不超过300个字
8️⃣预付款参考编号 = 不超过150个字
9️⃣贸易术语(Incoterms) = 不超过3个字
🔟认证出口商附加编号 = 不超过300个字
🔔注意:
请确保按照规定的格式填写信息，以确保验证过程顺利进行。
不符合验证要求的提交内容可能无法通过HASIL验证流程。
⭐ 免责声明：以上内容仅供参考，实际操作请以官方最新指南为准
🇲🇾 E-Invoice【10 Data Fields & Mandatory Format Validation】
📆 Starting 15 August 2026
📌 Format validation for these 10 data fields will be enforced in the production environment
📌 The format follows what is described in the MyInvois System Software Development Kit (SDK)
1️⃣ Supplier's Business Activity Description = Not exceeding 300 characters
2️⃣ e-Invoice Code/Number = Not exceeding 50 characters
3️⃣ e-Invoice Date = Format YYYY-MM-DD (e.g. 2025-07-01)
4️⃣ Frequency of Billing = Not exceeding 50 characters
5️⃣ Unit of Measurement (UoM) = Follow the provided unit code
6️⃣ Supplier's Bank Account Number = Not exceeding 150 characters
7️⃣ Payment Terms = Not exceeding 300 characters
8️⃣ Prepayment Reference Number = Not exceeding 150 characters
9️⃣ Incoterms = Not exceeding 3 characters
🔟 Additional Number for Certified Exporter = Not exceeding 300 characters
🔔 Note:
Please ensure information is filled in according to the prescribed format to ensure a smooth validation process.
Submissions that fail to meet validation requirements may not pass the HASiL validation process.
⭐ Disclaimer: This content is for reference only. Please refer to the latest official guidelines for actual processing.
🇲🇾【SOCSO LINDUNG 24 JAM】
📌本地员工: 可以自己选择!
✅ Opt In：继续参加
❌ Opt Out：退出参加
🔍先了解,再决定!
✅如果你选择继续参加：想继续受到保障
什么都不用做! 也不需要填写任何表格。
➡️如果在2026年8月31前，没有收到退出通知，系统将自动继续参加。
❌不用申请
❌不用确认
✅默认继续保障
❌如果你选择退出，不想继续参加：须完成以下步骤
➡️ 需要完成Liability Release Notice(责任豁免通知)
➡️ 并且必须在2026年8月31日前提交。
➡️ 否则系统仍会自动视为继续参加。
⚠️重要提醒
❌不是告诉HR就行了
✅需要完成官方程序
📆决定好了，别忘了在截止日期前完成提交，才能正式生效！
不是每个人都有选择权
1️⃣本地员工可以自行决定：
✅ Opt In：继续参加
❌ Opt Out：退出参加
2️⃣外籍员工没有选择：仍属强制参加，必须继续参保。
🔍在决定之前，先了解后果！
继续参加：继续享有LINDUNG 24 JAM的保障
✅医疗保障
✅住院津贴
✅意外保障更多福利
退出参加：不能享有LINDUNG 24 JAM的保障
❌无法获得医疗费报销
❌无法获得津贴&赔偿
⚠️可能承担高额费用
Opt In / Opt Out，没有绝对对错。关键是，先了解保障内容，再做适合自己的决定。
⭐ 免责声明：以上内容仅供参考，实际操作请以官方最新指南为准。
🇲🇾 【SOCSO LINDUNG 24 JAM】
📌 Local Employees: You Can Choose!
✅ Opt In: Continue participating
❌ Opt Out: Withdraw from the scheme
🔍 Understand First, Then Decide!
✅ If You Choose to Continue (Opt In)
If you wish to remain covered, you don't need to do anything.
➡️ If no Opt-Out notice is submitted by 31 August 2026, your participation will continue automatically.
❌ No application required
❌ No confirmation required
✅ Coverage continues by default
❌ If You Choose to Opt Out
If you do not wish to continue participating, you must complete the following steps:
➡️ Submit the Liability Release Notice.
➡️ It must be submitted by 31 August 2026.
➡️ Otherwise, the system will automatically treat you as continuing to participate.
⚠️ Important Reminder
❌ Informing your HR alone is not enough.
✅ You must complete the official opt-out procedure.
📅 Once you've made your decision, remember to submit it before the deadline for it to take legal effect.
⚠️ Not Everyone Has a Choice
1️⃣ Local Employees
You may choose to:
✅ Opt In – Continue participating
❌ Opt Out – Withdraw from the scheme
2️⃣ Foreign Employees
There is no opt-out option.
✅ Participation remains mandatory, and contributions must continue.
🔍 Before You Decide, Understand the Consequences!
✅ If You Continue Participating
You will continue to enjoy LINDUNG 24 JAM benefits, including:
✅ Medical